Search Bank IFSC Code

Find any Bank Branch IFSC Code, MICR Code & Address in India. Get Exact & Verified IFSC code needed for RGTS, IMPS & NEFT transactions.

List of All Banks with IFSC code in India

IFSC Code Bank FAQ'S

IFSC code stands for Indian Financial System Code.It is basically an 11 digit alphanumeric code that is required in order to perform RGTS,NEFT & IMPS funds transferring in India. IFSC code helps in Identifying individual branches of all the banks in India. Reserve Bank of India allocates a unique IFSC code to each and every bank.
You can easily find IFSC code in the Cheque book and other material provided by bank at the time of opening the account. However most of the times you do not carry your banking material with you , in that case here you can easily identify your bank IFSC code just by selecting your Bank Name, State, District/City and Branch and get your RTGS,NEFT or IMPS transaction done without any hassle.
The first four digits of the bank IFSC code signifies the bank name where as the fifth digit is intentionally left as 0 so that it can represent something else in future while the last six digits specifies the actual home branch of the concerned bank
Uniquely identify each and every branch in India, Making it easier to initiate NEFT, RGTS & IMPS electronic transfers eliminating the need to specify the complete details of the bank branch
MICR code stands for Magnetic Ink Character Recognition. This code enables bank to verify the authenticity of the documents used in banking system. It is generally used in cheque book and minimizes the chances of fraud in the cheque based transactions.
You can easily find MICR code in the bottom of the Cheque book provided by bank at the time of opening the account. However most of the times you do not carry your cheque book with you, in that case this site provides you an option to easily search and identify your bank MICR code just by selecting your Bank Name, State, District/City and Branch.
MICR code is basically a character recognition technology similar to bar codes but in a readable format which represents the unique code to identify the account holder details including the cheque number.
Easing the process of cheque clearance, Uniquely identify and find out information about the cheque i.e cheque number, account number, cheque number etc
RGTS stands for Real Time Gross Settlement. It is an online fund transferring system used to transfer funds more than 2 lac from one bank institution to another
NEFT stands for National Electronic Funds Transfer. It is an online fund transferring system used to transfer funds amounting minimum Rs 1 from one bank institution to another
IMPS stands for Immediate Payment Service. It is mainly used for transferring funds instantly from one banking institution to another
Major difference between RGTS, NEFT AND IMPS lies in the settlement timings and amount where NEFT settles transaction in batches.There are currently 12 settlements from 8:00 am to 7:00 pm on weekdays and 6 settlements between 8 am to 1 pm on Saturday.RGTS transaction has to be minimum 2 lac and upto 10 lac and are settled between 8:00 am to 4:00 pm in weekdays and between 8:30 am to 4:30 pm on Saturdays. Using IMPS you can transfer amount upto 2 lac at a time and it can be done anytime i.e this facility is 24x7 available but it also incurrs a small charge on the transaction depending upon the size of the transaction.